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Fee-Only · Fiduciary · Independent

Plan for retirement with
calm and clarity.

Northcrest Wealth helps families build a plan they understand and trust. We are a fee-only fiduciary, which means our advice is built around your goals, not commissions.

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$1.2B assets under guidance
25+ yrs advising families
100% fee-only, no commissions
Advisor reviewing a retirement plan with a client
Fiduciary, always
★ 4.9 · 210 client reviews
Credentials CFP® PROFESSIONALSFEE-ONLY MEMBER, NAPFAFIDUCIARY STANDARDSEC REGISTERED ADVISORCFA® CHARTERHOLDERS
What We Do

Advice for every stage of the plan

One team, one clear plan. We bring your retirement, investments, taxes, and estate together so the pieces work as a whole.

Retirement Planning

A clear answer to the question that matters most: can I retire, and stay retired? We map your income, spending, and timing.

Investment Management

Low-cost, diversified portfolios built to your goals and comfort with risk. We rebalance and steady the course through ups and downs.

Tax-Efficient Strategies

Where you hold each dollar matters. We help you draw income in the right order so you keep more of what you have earned.

Estate Planning

We coordinate with your attorney so your wishes are clear and your family is cared for, with less stress and less tax.

The Fee-Only Difference

You deserve advice that puts you first

Many firms earn commissions when you buy a product. We do not. As a fee-only fiduciary, we are paid only by you, so the advice you get is the advice we would give our own family.

  • ✓No commissions, ever. We never earn a hidden cut for selling you a product.
  • ✓Held to the fiduciary standard. We are required to act in your best interest, in writing.
  • ✓Clear, flat pricing. You always know what you pay and exactly what you get.
  • ✓Independent and conflict-free. No quotas, no parent company products to push.
Two advisors reviewing financial documents at a table
Plan Snapshot

See how steady saving can grow

Move the numbers below to see an illustrative projection. It is a simple model, not a promise, but it shows the power of time and consistency.

For illustration only. This is a simple compound-growth estimate using the rate you choose. It is not advice and does not guarantee any result. Real returns vary and can be negative. Inflation, taxes, and fees are not included.

Illustrative balance at retirement
$0
Projected over 25 years at 6% growth.
You contribute$0
Estimated growth$0
How We Work With You

A simple, four-step path

No jargon and no pressure. Just a steady process that keeps your plan clear and on track, year after year.

1

Discover

We start by listening. We learn your goals, your worries, and what a good retirement looks like for you.

2

Plan

We build a written plan in plain language, covering income, investments, taxes, and the years ahead.

3

Implement

We put the plan to work, set up your accounts, and handle the paperwork so you do not have to.

4

Review

Life changes, so we meet regularly to adjust, rebalance, and keep you confident and on course.

Why Northcrest

A calm partner for the decisions that matter

You will not be passed around or sold to. You work directly with your advisor, and you always know the plan and the reason behind it.

  • ✓One advisor, start to finish. The person who builds your plan is the person you call.
  • ✓Plain language, always. No confusing terms. If something is unclear, that is on us to fix.
  • ✓Patient through every market. We plan for the rough years so a bad headline does not change your life.
  • ✓Your full picture. Retirement, taxes, and estate planning, brought together in one place.
Talk With an Advisor →
Advisor smiling with a client during a planning meeting
By the Numbers

Built on trust, measured over time

A snapshot of the firm today. Figures are illustrative and shown to give a sense of scale.

$1.2BAssets under guidance
820+Families served
96%Client retention
25 yrsAdvising families
Client Stories

Families who plan with us

★★★★★

"For years I worried I had saved enough but never had a clear answer. Northcrest gave me a plan I actually understand. I sleep better now."

PD
Patricia D.Retired teacher
★★★★★

"They never tried to sell me anything. Just steady, honest advice about our taxes and income. It feels good to know no one is earning a commission off us."

RM
Robert & Maria M.Planning to retire in 2030
★★★★★

"When the market dropped I almost panicked. My advisor walked me through the plan and the reason to stay the course. That call alone was worth it."

JL
James L.Small business owner
Common Questions

Answers before you reach out

Fee-only means we are paid only by you, through a clear and agreed fee. We never earn commissions for selling products. This removes a common conflict and keeps our advice focused on your goals.

Our pricing is flat and transparent, and we walk you through it before you commit to anything. The exact fee depends on the work involved, and you will always know what you pay and what you get in return.

No. We work with families at many stages, from those just getting serious about retirement to those already there. The first conversation is free, so it costs nothing to find out if we are a good fit.

We listen. We ask about your goals, your timeline, and your concerns, then explain how we could help. There is no pressure and no obligation to move forward.

Yes. The advisor who builds your plan is the person you call. You will not be passed around a call center or handed off to a new face each year.

Absolutely. We coordinate with your existing professionals so your tax and estate plans line up with your investments. If you do not have one, we can help you find a good fit.

Book a Consultation

Let's talk about your retirement

The first conversation is free and completely no-pressure. Tell us a little about your goals, and we will reach out to set up a time that works for you.

  • ✓ A free, friendly first conversation
  • ✓ No sales pitch and no obligation
  • ✓ Clear next steps, whatever you decide

A clear plan starts with one calm conversation

No jargon, no pressure, and no commissions. Just honest advice from a fiduciary who works for you.

Book a Free Consultation →